BedrockCalculator

1,236 calculators

Free finance and everyday calculators you can check our work on

1,112 finance calculators for mortgage payments, take-home pay, income and capital gains tax, loans and retirement, worked out with 2026 figures, and 124 more for unit conversions, math, home projects, science, dates and cars. Every amortization schedule reconciles to the exact penny, and every rate is cited to the agency that issued it.

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International coverage includes India, UK, Canada, Australia, Germany and more, each verified against that country’s own tax authority.

Most used

Popular outside the US

All 22 countries

Each country’s calculators use that country’s own tax year, currency and rules, and cite its own tax authority: HMRC in the UK, the CRA in Canada, the ATO in Australia, the Income Tax Department in India.

2026 personal finance stats

All stats

What you can work out here

Mortgages and loans

Monthly mortgage payments including property tax and insurance, how much house a payment buys, auto loan and personal loan payments, and the full month-by-month schedule showing how much of each payment is interest.

Income, payroll and capital gains tax

Take-home pay after federal tax, Social Security, Medicare and state tax for every state, your 2026 federal bracket and effective rate, the tax due when you sell an investment, home or business, state sales tax on a purchase, and estate tax exposure.

Property and transfer tax by state

What a home costs to hold and to buy in each state: the annual property tax bill and the real estate transfer tax due at closing.

Retirement and investing

401(k) and Roth IRA growth with 2026 contribution limits, required minimum distributions, Social Security timing, and compound interest on savings.

Conversions, math and everyday numbers

Unit conversions; areas, volumes, percentages and fractions worked step by step; materials for a home project; physics and chemistry formulas; the time between two dates; course grades; and fuel economy for a car.

Why the numbers hold up

Schedules balance to the penny

Every amortization schedule reconciles exactly: the principal columns sum to the amount borrowed, and the interest total matches the schedule printed below it. No rounding drift is left for you to find.

Rates cited to who issued them

Brackets, limits and thresholds come from the body that publishes them, the IRS, the SSA, state revenue departments and their overseas equivalents, and each figure carries the source and the year it applies to.

Checked against known answers

Each calculator is tested against worked examples published by regulators and against a financial calculator’s own output, so a wrong answer fails the build rather than reaching the page.

Read the full methodology

How the calculators are built and checked

A calculator here is a page wrapped around shared math, not its own formula. The arithmetic lives in 249 engine modules, so the mortgage and student loan pages run the same amortization code, and a fix to it reaches every page that uses it at once.

1236 calculators have their own test file of worked cases, and the checks that run on every change fail if any result moves. Among the tests are 21 worked examples printed by 8 tax and benefit authorities, such as the IRS, HMRC and Skatteetaten, and the engine reproduces 39 of their 39 figures. The testing page shows each one beside the official figure, with a link to the document it came from.

The words are checked too. An automated audit compares each page’s description of its method with the code it runs, and fails the same checks when a page claims a step the calculator does not take. When an error does get through, the fix and its date go in the corrections log, and the corrections policy explains how it is handled. If you think a result is wrong, tell us.

Frequently asked questions

Are these calculators free?
Yes. Every calculator is free to use with no account, no signup and no limit on how many times you run it.
Which tax year do the figures use?
US calculators use 2026 figures: the 2026 federal brackets and standard deduction from IRS Revenue Procedure 2025-32, the 2026 Social Security wage base, and each state's 2026 schedule where the state has published one. A page that relies on an earlier year says so.
Where do the rates and thresholds come from?
From the agency that sets them: the IRS, the Social Security Administration, state revenue departments and their equivalents abroad. Each calculator lists its sources at the bottom of the page.
Are my numbers sent anywhere?
Calculations run in your browser, and the numbers you type are not sent to a server. A share link is different: it carries your inputs in the page address so the recipient sees the same result, and the site's analytics records page addresses when a page is opened.
Can I rely on a result for a real decision?
Use it to understand the numbers and to check your own work. The calculators are general tools, not personalised tax, legal or financial advice, so for a decision that matters, confirm the result with a licensed professional who knows your situation.